CDFI Loan Funds Financial Performance: Back to the Future CDFI Loan Funds Trends Report for Q2 2023 As of June 30, 2023, CDFI loan funds lending activity and portfolio performance returned to pre-pandemic levels. Median loan portfolios, (excluding Paycheck Protection Program [PPP] loans), which had flattened or decreased during the pandemic, once again showed [...]
How has CDFIs’ cost of debt changed over time, and what might the future hold in a rising interest rate environment? CDFI Loan Funds Trends Report, July 2023 An analysis of CDFI loan fund capitalization data from the past decade and a half shows that CDFIs have demonstrated a remarkable ability to maintain [...]
CDFI loan funds have emerged from the pandemic strong and ready to meet the next challenges and opportunities CDFI Loan Funds Trends Report for 12/31/2022 Aeris’ most recent industry data analysis found that CDFI loan funds’ Median Operating Surpluses have moderated through calendar year end (CYE) 2022, after reaching record [...]
CDFI Loan Fund Capitalization: The Continued Importance of Bank-CDFI Partnerships CDFI Loan Funds Trends Report, January 2023 While the CDFI field is gaining investors from a wide variety of capital sources, banks remain the largest capital providers to CDFIs. Banks and CDFIs continue their long history of working together to help [...]
Performance still holding steady as CDFIs emerge from the pandemic yet continue to face a challenging economy CDFI Loan Funds Trends Report for 6/30/2022 In its last two CDFI loan funds trends reports, Aeris examined (i) the higher growth trends for larger CDFIs and (ii) the successful operating model of CDFIs engaged in [...]
CDFI Small Business Lenders: Succeeding in the Margins by Blending Capital and Know-How As mission-driven financial institutions, CDFIs provide financial services to markets and communities that are not adequately served by commercial lenders. CDFIs intentionally operate in communities that, due to their smaller scale and a perception of outsized risk, mainstream lenders often avoid. [...]
The Big Get Bigger? Growth Trends in the CDFI Industry, 2019-2021 Since mid-2020, Aeris has issued quarterly CDFI loan funds trends reports tracking the industry’s performance during the Covid pandemic. Readers will recall that our analyses over the past six quarters generally found that CDFIs yet again proved themselves to be [...]
CDFI Loan Funds Trends Report for 9/30/2021 As of 9/30/21, CDFI loan fund performance continued to shine. While quality was strong, loans outstanding began to decrease. Aeris has examined CDFI loan fund performance through 9/30/21 using sector-specific median measurements in the Aeris® Explorer peer analytic tool. In September 2021, the Delta variant of [...]
Loan Portfolios and Total Assets of Small Business Lenders Increase through Q2 2021 Concerns about deployment ease as CDFI small business lenders’ deployment ratios rise, while total assets also grow; loan portfolio performance holds firm for all CDFI loan types We are pleased to provide this fifth quarterly update in the Aeris CDFI [...]
When will CDFI portfolio deterioration come? Not yet. Maybe not in this economic cycle. Portfolios continue to perform the same as or better than in previous periods; CDFIs continue to attract contributions and new investments. Aeris collects and standardizes quarterly performance data on 145 CDFI loan funds. These data are made available through [...]
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